Those that work in the armed forces typically need specialised insurance for themselves and their possessions. They may be asked to declare any future deployments to the frontline and ongoing working hazards. Accessing insurance is not as straightforward for military personnel and can be time-consuming.

Types of Military Personnel Insurance

Military personnel usually require cover for:

1. Kit

Access insurance policies designed to cover your military equipment and kit. If your kit is damaged due to working or non-working related incidents, these policies will replace your damaged equipment swiftly.

2. Travel

Travel policies designed to cover personal and working travel for military men and women. Benefit from extensive travel cover in all aspects of life. We can help you find the most appropriate travel cover for you.

3. Life Insurance

Life insurance policies are usually significantly affected by working in the armed forces. However, not all military jobs put lives at risk, and many modern insurers work on a case-by-case basis, often offering comparable rates to those which other people receive.

4. Critical Illness Cover

Receive a cash lump sum if you suffer from an event that causes critical illness, such as a heart attack or cancer. Policies are usually adapted based on your military role. For example, explosives handlers may receive different conditions to pilots.

5. Income Protection

If ill-health is stopping you from working in the armed forces, either on a short-term or long-term basis, then your income can be replaced to some degree through income protection policies.

6. Personal Accident

Access insurance policies that cover you in the event of a personal accident inside or outside of work. Give your family additional peace of mind and financial security in the event you suffer from an accident due to combat, war or everyday activities.